Self-help homeownership is a process by which families earning low incomes can become homeowners by working with others to renovate houses.

Helping to renovate a vacant house adds value—called sweat equity—to the home. Because sweat equity reduces the overall construction cost, self-help homeownership is a great option for people who want to own a home but cannot do so through conventional means.

Homesteaders, those who take part in self-help homeownership, put in 500 work hours (approximately 5 hours a week).

Click here to see homes currently available for self-help ownership.

As a homesteader, you will work with a team to help you succeed in becoming a homeowner. People's Homesteading Group staff will teach you construction skills and will help you develop a financial plan to bcomee eligible for an affordable mortgage.

Homesteaders attend workshops to learn more about credit, affordability, personal budgeting, and savings.

This combination of construction training, financial planning, and homeowner workshops helps homesteader families develop the confidence and skill to beome successful homeowners.